Your Dream Home.
Starts Here.
Pre-Approval • Full Bond Application • Expert Guidance
Why Apply With Us?
Competitive Rates
We work with multiple lenders to find you the best interest rates and loan terms.
Fast Approval
Get pre-approved in 24-48 hours and full approval in as little as 7-14 days.
Expert Guidance
Dedicated support throughout the process, especially for first-time buyers.
The Home Finance Process
Your journey to homeownership, step by step
Pre-Approval (Optional)
Get an indication of how much you can borrow before house hunting.
Find Your Property
Work with estate agents to find your dream home within your budget.
Submit Full Application
Complete the application with all required documents and property details.
Credit & Affordability Check
The bank reviews your credit history, income, and expenses.
Property Valuation
A bank-appointed valuer assesses the property value.
Approval & Registration
Once approved, attorneys handle bond registration and transfer.
Move In!
Keys are handed over and you move into your new home.
Documents You'll Need to Get Started
We keep it simple. Here's what you'll need to apply:
Personal
- South African ID
Financial
- Latest payslip or proof of income
- Latest 3 months' bank statements
Property
- Municipal account or proof of address
- Title deed or proof of ownership
- Offer to Purchase (optional)
Additional documents may be requested during the assessment process.
Apply for Home Finance
Complete the form below to apply for pre-approval or full home finance. We'll be in touch within 24 hours.